Personal Accident Insurance

Risk Classes:

Risk Class I:
Person engaged in administrative or managing functions, accountant, doctor, lawyer, architect, consulting
engineer, teacher, and banker or primarily engaged in a similar occupation
Risk Class II:
Person engaged in manual labour, garage or motor mechanic, machine operator, paid driver of a car, a truck, a
lorry or other heavy vehicles, cash carrying employee, wood working machinist or a builder – contractor and
engineer in superintending functions, veterinary doctor, or engaged in a similar occupation.
Risk Class III:
Person working in underground mines, in explosive magazines or in electrical installations with high tension
supply, or insured is a jockey, circus personnel, engaged in racing in wheels or horseback, big game hunting,
mountaineering, winter sports, skiing, ice hockey, river rafting, polo, or in similar activity or occupation.

 

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